For the purpose of compliance with the relevant data protection legislation, the party controlling your personal data is SatchelPay UAB (hereinafter – “My World”, “us” or “we“). This policy (together with our Customer Agreement and any other documents referred to in it) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please, read the following carefully to understand the types of information we collect from you, how we use that information and the circumstances under which we will share it with third parties. By visiting our website (“Website”) at www.myworldfintech.com or using the My World mobile application (“App“) you are accepting and consenting to the practices described in this policy. Unless context otherwise requires, a reference to the Website shall be deemed to also refer to the App.
In order to show respect to your individual rights to privacy, My World processes the collected personal data in accordance with the Law on Legal Protection of Personal Data of the Republic of Lithuania, the General Data Protection Regulation and other legal acts such as the Directive No. 95/46/EC of the European Parliament. The employees, agents, and other parties who have access to your personal data are committed to ensuring its safety even upon termination of the contractual relationship.
It is possible that My World may engage data processors and third-parties, who will perform certain functions on behalf of My World. My World bears the responsibility to ensure that the latter treat sensitive data in compliance with the active legislation and given instructions. My World can also request certain security measures, and monitor their implementation. Under those circumstances, My World guarantees the imposition of the non-disclosure obligation, which will prevent parties from using information beyond the scale necessary to perform the given functions.
This Privacy Policy introduces the basic principles that My World follows when collecting, storing, and processing your personal data and other information related to you. It also outlays the aim of processing personal data, as well as the sources, recipients, and other important aspects of data processing in using the services of My World as a payment services provider.
Providing personal data is necessary in order to continue using the services provided by My World. For instance, it is a required step in the My World account opening procedure. Personal data you provide is processed within the system in order to complete the established identification procedures.
By further proceeding with your activity on the website, you acknowledge and confirm that you have familiarized yourself with the Privacy Policy, understood it, and agreed with its provisions. My World bears the right to update and revise the provisions, which implies that it is solely your responsibility to keep yourself familiarized with the latest version of this Privacy Policy. Purposes, Recipients, and Information we may collect about you.
The core reason for data collection is provision of My World services to individuals who transact within the system. As a payment service provider, My World is required by law to establish and verify your identity before it begins to cooperate with you and provide any sort of financial services. My World has the right to store any initially and further requested information throughout the retention period estimated by the relevant legislation. Therefore, the Client is obliged to provide valid and complete information.
Identification of Client’s identity, provision of payment services (account opening, transfers of funds, payment collection and other), implementation of other legal obligations of the payment service provider.
Under this provision, Client-related information is processed in order to manage issues related to debt collection, submission of claims, demands, lawsuits and other documents.
Processing of the following data can be involved: name, surname, personal identification number, address, date of birth, data from an identity document, email address, phone number, payment account number, IP address, payment account statements.
Groups of data recipients: companies processing consolidated debtor files, credit, financial, payment and/or electronic money institutions, lawyers, courts, pre-trial investigation institutions, the State Tax Inspectorate, debt collection and recovery agencies, other entities having a legitimate interest.
Third countries may also obtain access to the data, yet only in the case it/its national is directly involved in your payment transfer execution.
Supporting and managing relations with Clients, preventing disputes and collecting evidence (recording phone conversations), correspondence of business relations with the client.
In this case, Client’s data is processed in order to inform the Client about the services provided by My World, their prices, specifics, for sending system and other messages related to the services provision by My World.
Direct marketing. In this case, Client’s data is processed in order to inform the Client concerning the offers related to services provided by My World.
Personal data collected for the purposes specified in this Privacy Policy will only be processed for legitimate purposes in ways complying with legal requirements.
No third-party shall be granted access to the Client-related data marked as “personal” without prior Client’s consent. Situations when it is required to do so by applicable law or for the purpose of services provision shall be viewed as exception. Profiling.
My World may use automated means of personal data processing, following the provisions of risk management-related legislation, and systematic monitoring of transactions with the goal of fraud prevention; such profiling is justified by legitimate interests and legal duties of My World.
Following the aims of direct marketing and statistical analysis, My World may perform profiling through the use of Google, Facebook and other analytics tools.
Cookies are used in order to distinguish you from other users of My World Website. This helps to ensure your pleasant experience when navigating My World Website and also allows improving its organisation. In technical terms, cookies are small files containing a string of characters that are sent to a person’s computer upon visiting the website. Cookies allow the Website to recognize a person’s browser upon the next visit to the Website, and may detect user preferences and other information.
Name | Description | Duration |
---|---|---|
_hjClosedSurveyInvites | Hotjar cookie. This cookie is set once a visitor interacts with a Survey invitation modal popup. It is used to ensure that the same invite does not re-appear if it has already been shown. © My World.com | 365 days |
_hjDonePolls | Hotjar cookie. This cookie is set once a visitor completes a poll using the Feedback Poll widget. It is used to ensure that the same poll does not re-appear if it has already been filled in. © My World.com | 365 days |
_hjMinimizedPolls | Hotjar cookie. This cookie is set once a visitor minimizes a Feedback Poll widget. It is used to ensure that the widget stays minimizes when the visitor navigates through your site. © My World.com | 365 days |
_hjDoneTestersWidgets | Hotjar cookie. This cookie is set once a visitor submits their information in the Recruit User Testers widget. It is used to ensure that the same form does not re-appear if it has already been filled in. © My World.com | 365 days |
_hjIncludedInSample | Hotjar cookie. This session cookie is set to let Hotjar know whether that visitor is included in the sample which is used to generate funnels. © My World.com | 365 days |
_hjShownFeedbackMessage | This cookie is set when a visitor minimizes or completes Incoming Feedback. This is done so that the Incoming Feedback will load as minimized immediately if they navigate to another page where it is set to show. © My World.com | 365 days |
_hjid | Hotjar cookie. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the Hotjar User ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID. © My World.com | 365 days |
_hjRecordingLastActivity | This should be found in sessionStorage (as opposed to cookies). This gets updated when a visitor recording starts and when data is sent through the WebSocket (the visitor performs an action that Hotjar records). © My World.com | Session |
hjTLDTest | When the Hotjar script executes we try to determine the most generic cookie path we should use, instead of the page hostname. This is done so that cookies can be shared across subdomains (where applicable). To determine this, we try to store the _hjTLDTest cookie for different URL substring alternatives until it fails. After this check, the cookie is removed. © My World.com | Session |
_hjUserAttributesHash | User Attributes sent through the Hotjar Identify API are cached for the duration of the session in order to know when an attribute has changed and needs to be updated. © My World.com | Session |
_hjCachedUserAttributes | This cookie stores User Attributes which are sent through the Hotjar Identify API, whenever the user is not in the sample. These attributes will only be saved if the user interacts with a Hotjar Feedback tool. © My World.com | Session |
_hjLocalStorageTest | This cookie is used to check if the Hotjar Tracking Script can use local storage. If it can, a value of 1 is set in this cookie. The data stored in_hjLocalStorageTest has no expiration time, but it is deleted immediately after creating it so the expected storage time is under 100ms. © My World.com | N/A |
_hjptid | This cookie is set for logged in users of Hotjar, who have Admin Team Member permissions. It is used during pricing experiments to show the Admin consistent pricing across the site. © My World.com | Session |
_hjAbsoluteSessionInProgress | The cookie is set so Hotjar can track the beginning of the user’s journey for a total session count. It does not contain any identifiable information. © My World.com | 30 minutes |
Like most website managers, My World monitors traffic of the website and automatically collects information on the number of visitors browsing the website, the domain name of Internet service providers of visitors, etc. Such cookies are required for technical reasons in order to ensure the sound and efficient Website operation (administer the Website, maintain security, measure or understand the effectiveness of advertising etc.), as well as track and target the interests of users and Clients in order to improve their experience.
The person visiting the My World Website automatically agrees to the cookie policy unless indicates otherwise through altering the settings.
In case of altering the settings, the functionality of the Website may change. Restriction of data processing
You have the following rights:
You are free to contact My World in case you are willing to learn details, or voice an objection to data processing via email at info@myworldfintech.com. The individual communicating must provide information that will enable the identification of his/her identity, along with a copy of a personal identification document or an electronic signature. Unrelated websites
My World bears no responsibility for ensuring protection of Client’s sensitive data on unrelated third-party websites, even in case these websites were accessed through a link provided on the StachelPay Website. Activity on such websites is regulated by their individual Privacy Policy. Information security
It is a priority of My World to provide highest-level security to our Clients concerning all the information and sensitive data we receive access to. Relevant legal, administrative, technical and physical security measures are undertaken in order to protect this information from unauthorized access, use, copying, accidental or unlawful erasure, alternation, or disclosure, as well as from any other unauthorized form of processing. Law and jurisdiction
These Privacy policy provisions are subject to the law of the Republic of Lithuania. All disputes regarding the provisions of the Privacy Policy shall be settled by negotiation and, in case of failure, the dispute shall be taken to courts of the Republic of Lithuania.
For the purpose of the relevant data protection legislation, the data controller is SatchelPay UAB of Geležinio vilko g. 18A, Vilnius, LT-08104, Lithuania.